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Exception Lending was started with a focus on nontraditional mortgages. With years of experience and a wide array of specialty products, we focused on loans that banks and other lenders couldn't or wouldn't do. 
As of late March 2020, most of these nontraditional mortgage products have now been discontinued due to uncertainty in the financial markets. "Exception Lending" as a market segment is on hold for the time being while the financial markets chart a new path.

But we are still here to help! We offer traditional mortgages and a few portfolio products--and as an independent broker, we work for you--not any one bank. We shop to find you a great loan for your purchase or refinance.

Let us handle your purchase or refinance loan and become your go-to resource for expert advice, great rates, and service from real people. We finance properties throughout California.
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